Get Your Joint Credit Report

 > To get your joint credit report Visit AnnualCreditReport.com (see Resources). Consumers are entitled to one free report each year and it's easy and quick. Using this site you can get your reports from the three credit reporting bureaus: Experian, TransUnion and Equifax. 

> From the drop-down box, select your state you live in. Complete the application form accurately. Before proceeding review the details. 
 
> At the bottom of the page Enter the alphanumeric code in the box. Click "Continue." Before clicking "Submit." Check your details.  A password is given and your information will be verified. Click "Continue." 
 
>  You need to create a password and password reminder. Follow the instructions. You can view your credit report, which contains joint credit details, online instantly. 
 
> For the  joint account holders steps 1 to 4 are to be repeated  to get the  credit report. To ensure that the information is the same you can now compare the two. Get all three credit reports for both joint names to ensure that all joint lines of credit are accurate and have identical information. Any errors can be  directly to the credit reporting bureau (see Resources).