1. Anyone can request free credit report from 3 bureaus free of cost as per the fedral law passed in 1994 about free credit creport. Request can be made online or by writing to all of these 3 bureaus. You can contact them by phone or by writing in letter. they will reply you as soon they get your letter or call.
2. You need to check your credit report once in a year and make sure you report the error if there is any, as soon as possible.
Credit Report Bureaus Postal details :
Equifax, P. O. Box 740256, Atlanta, GA 30374;
TransUnion, LLC, P. O. Box 2000, Chester, PA 19022.
Experian, P. O. Box 2002, Allen, TX 75013, and
You can also call them :
TransUnion LLC(800) 888-4213.
Equifax (800) 685-1111
Experian (888) 397-3742
Last but not least, you need to make sure you are not filling your information on any scam site. If you are looking to get a Free Credit Report, please click here.