Get your Free Credit Report Without using Credit Card

- First of all choose which method will you prefer to order your free annual credit report

- It is permissible by  The Federal Trade Commission that citizens can order there free annual credit report via the internet, telephone or mail. 

- It is solely your decision whether whether you want all the three credit reports straight away  or you like to space them out.   We are entitled to  get a free credit report from Experian, Trans- Union and Equifax, by law. You are the only one to decide when to receive your free credit reports regardless which method you use. The advantage of spacing out the receiving of the reports is that  you will be able to observe your credit report progressively all through the year to make certain  that there are no new discrepancies. You can plan on disputing credit errors, by orfering all the  three credit reports at one time to set the record straight once and for all. 
- ORDER YOUR FREE CREDIT REPORT - is the only federally authorized website to order a free credit report online and this will not require  your credit card. An other way to  request  a free credit report is by downloading the suitable form from the Federal Trade Commission website (resources below) and after completely filling up the form, mail to Annual Credit Report 
Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
You can also order using telephone via No. 1-877-322-8228.
-Once you recieve your truely free credit report, pass on the information to those who requires it.