How to Obtain Your Free Annual Credit Report without spending Penny

Browse the internet to visit the Annual Credit Report website and select your state. Now  Click on "Request Report" to continue. 

Fill the information form given on the next page. Here you have to enter your name, address, social security number and  your date of birth. Enter the shown security characters correctly and click "Continue." 
 To the left of the credit reporting company logos, Click on the boxes. It is your wish to  select all three reports, or just the one you want. Click "Next" to continue. 
 Now again Click "Next" to go to the site of the first credit reporting company. Complete the required forms and reply correctly the security questions to access your free report. Repeat the above process for all of the credit reporting companies that you chose.