How to Obtain a Free Credit Report as a Texas Resident

* If you would like to obtain your free credit report online, just visit Go to the Home page and Select “Texas" and then follow the prompts to retrieve your free credit report.  For this you need some details like your full name, Social Security number and address. 

* If you would like to order your report by telephone you may Call the Annual Credit Report hotline at 1-877-322-8228. You can request your free report either using the automated system or speak with a representative. It will be forwarded to you by mail. 
*  If you wish to request your free report by mail then download and print the free credit report. Fill up the form  completely duly signed. Post the request form to: Annual Credit Report Request Service P.O. Box 105281 Atlanta, GA 30348